1. Being part of some professions will cost you a lot more in your Colorado auto insurance policy. Scientists get the cheapest rates while business owners get the highest rates. Statistics, for example, shows that scientists (because of their orientation and lifestyle) are better risks than all other professions.
If you want to find out where your occupation falls into and what to do, see your agent. However, the discount you'll be given varies from company to company.
2. You might be missing some discounts you are eligible for with your preferred insurance carrier simply because you do not know. Since agents too are human they might not remember to tell you about some discounts you should take advantage of.
The only way to ensure it's false in your case is by telling your agent to list out all discounts that your insurance provider gives. Do not be shocked if you hear of discover that you have not heard of.
3. Drive carefully if you're really keen on getting cheaper Colorado car insurance rates. Please, ensure that you make it a policy to NOT drive if you even sip any alcoholic beverage.
If you're convicted for driving under the influence (DUI) you've said good-bye to cheap rates for a very long time. Even little things like speeding tickets do add up to make you get higher rates over time. Therefore, if it's against traffic laws, avoid it no matter how minor it may appear to be at the time.
4. Maintain an excellent credit rating. A poor credit record will cost you in higher auto insurance rates. There are many reasons for this but this one ranks high among them: If you have a poor credit history then it could only mean you've defaulted in payments somewhere. This perception of increased risk makes such persons attract very high rates in auto insurance and other insurance policies.
5. You could save several hundreds of dollars by simply receiving and comparing Colorado auto insurance quotes from about five quotes sites like http://www.quality-insurance-4-less.com/Affordable-Auto-Insurance.html. And, it will take just a total of 25 minutes.
Monday, May 21, 2012
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