Very Cheap Car Insurance -- Savings Tips For Particular Profiles

1. Under-25 drivers attract very expensive auto insurance rates. If you fall into this age range you can get cheaper rates if you keep getting good grades at school. They call it the good student discount.

To enjoy it, however, you must have a minimum of a "B" grade. This attracts a discount of about 5 percent. This discount is given because insurance providers claim there is a correlation between good grades and a young driver's composure while driving. Students who maintain good grades are generally seen as more responsible and less prone to reckless driving.

2. Completing a drivers' refresher course will help people above fifty-five years reduce their rates. You can lower your monthly premium by up to 10% if you complete this course. Ask your insurance agent about your insurance carrier's stand on this and how to go about it.

3. Retirees are offered a special discount by many insurance companies. You will definitely NOT drive as often as you used to do if you retire. Driving less means reduced mileage which surely makes you a better risk.

The finer details for each insurer might be different but this is certainly an excellent way to reduce your vehicle insurance cost. You can learn more about details from your insurance agent. If for any reason they do NOT have a retiree discount, don't forget to inform your agent about your change in mileage. Except where the drop in your mileage isn't significant, you should look for another insurance provider if you don't get a decent discount.

4. As you take other steps to cut down your auto insurance costs, here's what to do to start enjoying lower rates today: Visit trusted quotes sites and get quotes.

Visit at least five of such for the best results. It's free, quick and easy. Make sure you give your correct details as you complete the questionnaires on each site. All you have to do next is simply pick the quote that represents the best price/value from the quotes you've obtained.

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