Seven Guaranteed Tips For Affordable Car Insurance

Contrary to what you might have heard, you don't really have to do very great things in order to get the cheapest policy that gives you sufficient coverage. You may be shocked to find out that all that's keeping you from far cheaper rates are minor things you can easily deal with. Here are a good number of tips that will bring you closer to the goal...

1. You'll help reduce your rates if you always ensure you park your car in a safe place. This means that you have to do all within your power to NOT park your car in a red light district. Parking your car in a garage will help you reduce your rate over time.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark. It's certainly not a good idea to leave your car in the open street all through the night.

Insurance Quotes

2. Retirees are given a special discount by many insurers. You'll definitely NOT drive as much as you used to do if you are retired. Driving less means lower mileage which definitely makes you a better risk.

Note that you are eligible for this discount if you are retired. Get your insurance provider's policy on this. If for any reason they do NOT have a retiree discount, don't fail to tell your agent about your change in mileage. Except where the difference in your mileage isn't big enough, you should switch to another insurer if you don't get a decent discount.

3. Your might be paying a lot more than you should because of some really unnecessary add-ons like towing. Have you checked to see if your credit card doesn't already offer this as added value?

Even if this is not the case with your credit card company, you'll still get better service and save more if you exclude towing from your policy and you a dedicated towing company instead.

4. You'll pay less if your vehicle is considered to have a higher safety rating. Does your car have built-in safety features? You'll qualify for a Safe Vehicle discount if your vehicle has such features. To get more information on these and how much savings you'll realize by having them, talk with your agent.

Cheapest Car Insurance

5. Do you know that you'll be eligible for a discount if you complete a defensive driving course or any such program approved by your insurer? This makes sense because defensive drivers are statistically better risks to any insurer -- They have far fewer car crashes This means that high risk profiles like teen drivers will benefit a lot from this type of training. Considering how expensive car insurance for teens is, getting a considerable discount will amount to much saving in just a few short years. Therefore, do your best to get trained in defensive driving from a recognized center. And, don't forget to tell your agent once you complete the course.

6. Marriage is something that will do your auto insurance rates a world of good. This is true even though you can't just go off to marry just because of this. There is evidence to show that married people are a lot more stable than their unmarried counterparts. This makes them more careful on the road and, therefore, a better risk to insurers. Insurers will tell you that their records show that married people make fewer claims. Furthermore, when they do make those claims, they usually cost less on the average than those married by their unmarried counterparts.

7. If you must quickly get something inside, turn your car off, lock up and pocket your keys. Don't leave your car unlocked and running. The only easier thing for a thief would be if you handed over your keys as a gift. Every thief checks how easy a target is before making a move. And what could be easier than a car that's ready to be driven away -- It takes just seconds.

Cheapest Car Insurance

An extra tip...

You will save much money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll realize savings if you go to just one quotes site. But, you'll get more by visiting at least five.

The straightforward logic in this is that you will get a greater number of auto insurance quotes from many more insurers. This increases your chances of getting better offers.

Get Cheap Auto Insurance Quotes And Save Much Now!
Get Quick Free NO-Obligation Quotes Now And Save!