Cheap Automobile Insurance Rate -- Easy But Tested Ways

1. For no reason should you allow your car insurance policy to lapse.. You'll attract very expensive rates for a considerable length of time if this happens to you albeit by mistake. Don't make this mistake if you're changing insurers since that's when this happens to a lot of people.

Don't terminate your old policy until the new one is fully operational and you'll avoid this costly mistake. Many people are paying more than they should simply because they made this mistake. Therefore, make sure you don't become one of them.

2. You'll attract cheaper rates if you opt to pay your premiums annually and not monthly. True, paying monthly might be less stressful but they are also costly.

There are transaction fees that are attached to processing a check. All through a year, your monthly checks would be processed separately since they are all separate transactions. You'll then have to pay the sum of twelve transaction fees..

that is one side of it: Insurers also incur certain admnistrative costs for your monthly payments. A good example of such is the cost associated with mailing payment notices..

These and more are then added to your rate thereby making it higher than if you paid annually.

3. Electronic Funds Transfer, known as EFT is a painless way to bring down your vehicle insurance premium. This authorizes an insurance provider to automatically withdraw your payments from your account when due. This saves your insurer in many ways such as removing the cost of mailing payment notices and the cost of processing checks. This is why this results in cheaper premium.

4. You can save a lot of dollars by visiting at least 5 quotes sites. That way, you'll increase your chances of getting the lowest auto insurance quotes available since five sites will present up to 25 quotes altogether.

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