Saturday, August 29, 2009
Dirt Cheap Automobile Insurance: Four Proven Recommendations
1. A multi-vehicle discount is a proven and simple way to get cheaper vehicle insurance rates. It makes sense to insure all your cars with the same insurance company unless you have a better bargain for one of your vehicles with another insurance carrier. You can ensure you are choosing the best in your case by doing serious comparison shopping. But if you don't plan to shop around, you can rest assured that you'll still save a bit with a multi-vehicle discount.
2. A multi-policy discount is one proven option to reduce your total insurance cost. That is, for instance, if you purchase your auto insurance policy from the very insurer which underwrites your home owners' insurance.
Howbeit, you must be careful because that an insurance company gave you great rates for one policy does NOT suggest they will for another one. Getting quotes and comparing them with what you'll save are highly profitable steps. That way, you'll be able to say for sure if this would save you more.
3. Policyholders who do NOT make claims for over three years normally get a discount for this. But don't be alarmed if your agent says that your car insurance carrier does not offer this discount.
Your agent must be made to realize your dissatisfaction with their refusal to give you such a discount and don't fail to stress that you will possibly leave for a different insurance provider. Believe it or not, every insurer likes having drivers who remain claims free for this long and you shouldn't have any difficulty finding better rates with a host of other insurers.
However, oftentimes a serious threat of leaving from you is enough to force them to make an exemption.
4. You can see savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best way is to visit a minimum of five sites and making sure that you input the same (correct) information about yourself.
I advise that you visit not less than five quotes sites as that will ensure you do not miss out better quotes not presented by the other sites. This offers you a broader basis for doing more thorough comparisons thereby increasing your chances of getting more for less.
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