Friday, September 25, 2009
Cheap Car Insurance Rates -- Five Important Points
We all will be happy to get a very low auto insurance rate provided it comes with enough coverage. But how can this happen? You'll find a good number of helpful recommendations in this write-up...
1. Do you know of all the discounts that your insurance carrier offers? Since agents too are not above mistakes they might not remember to tell you about some discounts you should take advantage of. You will discover simply by telling your agent that you want to be sure you have been told about every discount there is. You might get a very pleasant surprise!
2. Participate in a defensive driving class. Apart from the fact that they will improve your driving skills, they'll show your insurance provider that you're taking active steps to make yourself a better risk.
3. As an under 25, you can pay lower vehicle insurance rates if you use your parents' policy. The fact that you're of driving age means that your parents are of a lower risk age group.
To take advantage of this though, you will have to live with your parents and also have the vehicle registered in their name. If you don't like the idea of giving the car's ownership to them and other stuff that may come with it, then you'll have to forego this alternative.
4. Do your best possible to enter the facts exactly the way they are. Giving fake details is fraud and affects everyone's auto insurance rates negatively.
If you're one such people who don't care what your actions cost the rest, then be informed that your insurance provider will cancel your policy once they discover your details are false. You'll then lose in a very big way. Your rates are raised by a big margin by your new insurer once your auto insurance policy lapses.
It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.
5. Make out some time to visit at least five insurance quotes sites that provide quotes on auto insurance policies. It will take you not more than 25 minutes.
As you visit each quotes site, ensure you give the same information. Doing otherwise will give you misleading quotes. After you've obtained your auto insurance quotes, compare them to see which serves your interest best in price/value.
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