Very Cheap Auto Insurance - Tips That Guarantee Affordable Car Insurance Rates

Thursday, September 10, 2009

Very Cheap Vehicle Insurance -- 4 Time-Tested Ways


1. You can bring down your auto insurance premium by positioning yourself for a multi-vehicle discount. You are only advised to do otherwise if the total of your rates across various insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then checking with what you'll save with a multi-vehicle discount is an easy way to know for sure if this serves your best interest. But anyway, a multi-vehicle discount is a great way to get lower rates.

2. A multi-policy discount is one sure option to bring down your overall insurance cost. All you must do to qualify for this discount is to get your car insurance policy from the same insurer which is underwriting, for instance, your home owners insurance.

Howbeit, I must stress that you might not be saving as much as you could by switching. Getting quotes and comparing them with what you'll save are highly profitable steps. This done, you'll be be well equipped to determine if this would be to your advantage.

3. There is something known as "good driver discount." It's for policyholders who have not made a claim for 3 years and more. But bear in mind that not all providers offer this discount.

If your insurance agent says that they do NOT give this discount indicate that you might change over to another insurer. With this quality of driving history locating a far lower rate is really quite easy because claims-free policy holders are every insurance company's dream.

And, believe it or not, your insurance carrier is likely to have a rethink if they see you are really serious about changing to another company.

4. You can see savings of hundreds of dollars on your auto insurance policy by requesting for insurance quotes from insurance quotes sites. The best way is to visit at least five quotes sites and ensuring that you provide the same (correct) details.

I advise that you use not less than five quotes sites because that will make it less likely that you'll miss out better quotes not presented by the other sites. This gives you a broader basis for doing better comparisons thus increasing your chances of getting more for less.

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