Cheaper Auto Insurance: Savings Tips For Special Profiles

1. We all are aware of the fact that hardly any other age range pays as much for car insurance as those who are below 25 years of age. However, one step you can take to get cheaper rates if you are part of this age bracket is get good grades. They call it the good student discount.

To enjoy this, however, you must maintain a minimum of a "B" grade. This will shave off up to five percent from your rate if you qualify. This is so because insurers claim there is a correlation between good grades and a young driver's composure while driving. Young drivers who maintain excellent grades are usually seen as more responsible and less likely to take to reckless driving.

2. For those who are above 55 years old, you get a discount after a drivers' refresher course. You can cut down your monthly premium by up to 10 percent the moment you pass this course. Ask your insurance agent about your insurance carrier's position on this and the best way to go about it.

3. Are you retired? Then you can get a retiree discount with most insurance companies. You'll hardly drive as frequently as you used to do the moment you retire. This will certainly bring down anybody's mileage.

Note that you are eligible for this if you are a retiree. Get your insurance provider's stance on this from your insurance agent. Even if they don't call it a retiree discount, reporting a dramatic decrease in mileage is recommended. You are entitled to a a cheaper rate if the decrease in mileage is significant.

4. Make out some time to visit a minimum of 5 insurance quotes sites that provide quotes on auto insurance policies. Doing this should require not more than 25 minutes.

As you visit each site, make sure you input the same details. Doing otherwise will give you misleading results. When you've received your auto insurance quotes, compare them to see which serves your interest best in price/value.

Get Cheap Auto Insurance Quotes And Save Much Now!
Get Quick Free NO-Obligation Quotes Now And Save!